For each app, we looked at several key features: basic details about data security, transaction and account security, and how the service shares data. You can find a lot of different mobile payment options out there, but we decided to stick with the most popular: Apple Pay, Facebook Pay, Google Pay, PayPal Mobile Cash, Square Cash, Venmo (which is owned by PayPal), and Zelle. We dove into the privacy and security policies of each tool to figure out how they secure data and protect payments, and how much information they share with third parties.
What happens if you accidentally send money to the wrong person-or even worse, you become a victim of fraud? And unlike cash, apps track your transactions and then potentially sell or share that data for marketing purposes. But with that ease come security concerns.
Mobile payment apps like Venmo, Zelle, and Apple Pay promise one thing: to make exchanging money with friends as easy as using cash.
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